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Photo credit: Rebecca Anne, "Flora's Cup" | Creative Commons License,

Frugal Café Philosophy
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Artists, Sports Figures, Writers, Entertainers, & Celebrities: 115 Quotations on Money, Success, Frugality, & Life

Compiled by Vicki McClure Davidson


  • The biggest shock when I lost it all was the realization that so much of my life had been out of my control. When I started to make the money back, I vowed that it would never happen again. I bought things only when I could afford them. There was no big mortgage, no cars on hire purchase. I remember buying a TR6 sports car for £6,000, and funnily enough, it gave me more pleasure than the Porsche ever had.
    — Simon Cowell
    British television host, A&R executive, television producer, music publishing house owner

  • Money was never a big motivation for me, except as a way to keep score. The real excitement is playing the game.
    — Donald Trump
    American tycoon, television host, socialite, author

  • I have to value every single thing. I have food every day on the table; I have a family, friends, health—all things without which it wouldn't matter how many roles I get to play.
    — Penélope Cruz
    Spanish actress

  • Never let the fear of striking out get in your way.
    — George Herman "Babe" Ruth
    American Major League baseball player (1895 – 1948)

  • I'm convinced that a lot of people simply don't know what's available out there and how it is possible to find a job and work your way up if you are willing to accept responsibility for your life. I know what it's like to be on the bottom. I've been broke. I've been fired seven times from jobs. And I don't even have a college degree. But I didn't blame anyone else for my problems. I knew that if I didn't try to solve them on my own or with the help of friends or family members, no one else was going to take care of me.
    — Rush Limbaugh
    American radio talk show host, writer, entertainer, social commentator

  • Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.
    — Ayn Rand
    Russian-born American novelist, philosopher, playwright, screenwriter (1905 – 1982)

  • Tomorrow is the most important thing in life. Comes into us at midnight very clean. It's perfect when it arrives and it puts itself in our hands. It hopes we've learned something from yesterday.
    — John Wayne
    American actor (1907 – 1979)

  • Valor is a gift. Those having it never know for sure whether they have it till the test comes. And those having it in one test never know for sure if they will have it when the next test comes.
    — Carl Sandburg
    American poet, writer, editor (1878 – 1967)

  • When we were growing up, we were so poor that our heritage was the only thing we had. Mama would say, "Kids, pour more water in the soup. Better days are coming."
    — Ashley Judd
    American actress, YouthAIDS Global Ambassador

  • The history of our civilization, the great advances that made it possible, is not a story of cynics or doom criers. It is a gallant chronicle of the optimists, the determined people, men and women, who dreamed great dreams and dared to try whatever it took to make them come true.
    — Ronald Reagan
    American actor, radio announcer, spokesman, Screen Actors Guild president, elected Governor of California, elected President of the United States of America

  • Success is having to worry about every damn thing in the world, except money.
    — Johnny Cash
    American country singer, songwriter (1932 - 2003)

  • Life is a long lesson in humility.
    — Sir James M. Barrie

  • Success is counted sweetest by those who never succeed.
    — Emily Dickinson
    American poet (1830 - 1886)

  • You aren't wealthy until you have something money can't buy.
    — Garth Brooks
    American country singer

  • The further through life I drift, the more obvious it becomes that I am lacking in thrift.
    — Ogden Nash
    American humorist, poet, lyricist (1902 – 1971)

  • I'm a very conservative person. I drive my cars for 10 years until they have 100,000 miles on them. To me, feeling comfortable means having way more than I need in the bank.
    — Teri Hatcher
    American actress

  • To be what we are, and to become what we are capable of becoming, is the only end in life.
    — Robert Louis Stevenson
    Scottish novelist, poet, essayist, travel writer (1850 – 1894)

  • I don't know much about being a millionaire, but I'll bet I'd be darling at it.
    — Dorothy Parker
    American writer, screenwriter, poet, critic (1893 - 1967)

  • Good advice is always certain to be ignored, but that's no reason not to give it.
    — Agatha Christie
    British crime drama novelist, playwright (1890 – 1976)

  • The man who views the world at 50 the same way he did at 20 has wasted 30 years of his life.
    — Mohammed Ali
    American boxer

  • Character cannot be developed in ease and quiet. Only through experiences of trial and suffering can the soul be strengthened, vision cleared, ambition inspired and success achieved.
    — Helen Keller
    American author, activist, lecturer; first deaf/blind person to graduate from a US college (1880 – 1968)

  • Money and success don't change people; they merely amplify what is already there.
    — Will Smith
    American actor, rap singer, film producer

  • Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than outright exposure. Life is either a daring adventure, or nothing.
    — Helen Keller
    American author, activist, lecturer; first deaf/blind person to graduate from a US college (1880 – 1968)

  • The only point in making money is, you can tell some big shot where to go.
    — Humphrey Bogart
    American actor (1899 - 1957)

  • Wealth is the product of man's capacity to think.
    — Ayn Rand
    Russian-born American novelist, philosopher, playwright, screenwriter (1905 – 1982)

  • The difference between a job and a career is the difference between forty and sixty hours a week.
    — Robert Frost
    American poet (1874 - 1963)

  • Wealth often takes away chances from men as well as poverty. There is none to tell the rich to go on striving, for a rich man makes the law that hallows and hollows his own life.
    — Séan O'Casey
    Irish dramatist, memoirist (1880 – 1964)

  • For some people, money is a foreign film without subtitles.
    — Nicolas Cage
    American actor

  • The easiest way for your children to learn about money is for you not to have any.
    — Katharine Whitehorn
    British journalist, writer, columnist

  • Don't let your mouth write no check that your tail can't cash.
    — Bo Diddley
    American singer, guitarist, songwriter (1928 - 2008)

  • I'd like to be rich enough so that I could throw soap away after the letters are worn off.
    — Andy Rooney
    American writer, television spokesman, social commentator

  • Life is tough, but it's tougher when you're stupid.
    — John Wayne
    American actor (1907 – 1979)

  • My life has no purpose, no direction, no aim, no meaning, and yet I'm happy. I can't figure it out. What am doing right?
    — Charles M. Schulz
    American cartoonist, illustrator, writer (1922 – 2000)

  • Life is pleasant. Death is peaceful. It's the transition that's troublesome.
    — Isaac Asimov
    Russian-born American author, professor of biochemistry, science and science fiction writer (1920 - 1992)

  • A redneck died and left his entire fortune to his beloved wife. She couldn't touch it until she was fourteen.
    — Jeff Foxworthy
    American comedian, writer, actor, television host

  • Economy is half the battle of life; it is not so hard to earn money as to spend it well.
    — C. H. Spurgeon
    British Reformed Baptist preacher, writer (1834 – 1892)

  • The greatest happiness of life it the conviction that we are loved—loved for ourselves, or rather, loved in spite of ourselves.
    — Victor Hugo
    French French poet, playwright, novelist, essayist, visual artist, statesman, human rights activist and exponent of the Romantic movement in France (1802 – 1885)

  • To succeed in life, you need three things: a wishbone, a backbone, and a funnybone.
    — Reba McEntire
    American country singer, songwriter, actress

  • A successful man is one who can lay a firm foundation with the bricks others have thrown at him.
    — David Brinkley
    American television newsman (1920 – 2003)

  • What would life be if we had no courage to attempt anything?
    — Vincent van Gogh
    Dutch Post-Impressionist artist (1853 – 1890)

  • I don't think of myself as a poor deprived ghetto girl who made good. I think of myself as somebody who from an early age knew I was responsible for myself, and I had to make good.
    — Oprah Winfrey
    American television host, business woman, actress

  • Loves conquers all things except poverty and toothache.
    — Mae West
    American actress, writer, screenwriter, vaudeville performer, sex symbol (1893 - 1980)

  • Money is better than poverty, if only for financial reasons.
    — Woody Allen
    American filmmaker, comedian, screenwriter, actor

  • Simplicity is the glory of expression.
    — Walt Whitman
    American poet, essayist, journalist, humanist (1819 – 1892)

  • When I was a kid, my mother told me that if you could not be a good loser, then there's no way you could be a good winner.
    — Halle Berry
    American actress

  • In between goals is a thing called life, that has to be lived and enjoyed.
    — Sid Caesar
    American actor, comedian, producer, writer

  • Only a mediocre person is always at his best.
    — W. Somerset Maugham
    British playwright, novelist, short story writer (1874 – 1965)

  • When an affliction happens to you, you either let it defeat you, or you defeat it.
    — Rosalind Russell
    American actress (1907 – 1976)

  • Nature is not affected by finance. If someone offered you ten thousand dollars to let them touch your eyeball without blinking, you would never collect the money. At the very last moment, Nature would force you to blink your eye. Nature will protect her own.
    — Dick Gregory
    American comedian, social activist, writer, entrepreneur

  • The best way to know God is to love many things.
    — Vincent Van Gogh
    Dutch Post-Impressionist artist (1853 – 1890)

  • I've always believed that if you put in the work, the results will come. I don't do things half-heartedly. Because I know if I do, then I can expect half-hearted results.
    — Michael Jordan
    American basketball player

  • If I were asked to give what I consider the single most useful bit of advice for all humanity, it would he this: Expect trouble as an inevitable part of life and when it comes, hold your head high, look it squarely in the eye and say, "I will be bigger than you. You cannot defeat me."
    — Ann Landers
    American advice columnist (1918 – 2002)

  • If you can talk brilliantly about a problem, it can create the consoling illusion that it has been mastered.
    — Stanley Kubrick
    American filmmaker, screenwriter, producer (1928 – 1999)

  • The trick is not how much pain you feel—but how much joy you feel. Any idiot can feel pain. Life is full of excuses to feel pain, excuses not to live, excuses, excuses, excuses.
    — Erica Jong
    American writer, teacher

  • Americans are far more remarkable than we give ourselves credit for. We've been so busy damning ourselves for years. We've done it all, and yet we don't take credit for it.
    — Ray Bradbury
    American writer of fantasy, horror, science fiction, and mysteries

  • The secret of joy in work is contained in one word—excellence. To know how to do something is to enjoy it.
    — Pearl S. Buck
    American sinologist, Pulitzer Prize-winning American writer (1892 - 1973)

  • Money is a terrible master, but an excellent servant.
    — P. T. Barnum
    American showman, circus businessman (1810 – 1891)

  • Wealth hasn't changed who I am. My feet are still on the ground. I'm just wearing better shoes.
    — Oprah Winfrey
    American television host, business woman, actress

  • The chief value of money lies in the fact that one lives in a world in which it is overestimated.
    — H. L. Mencken
    American journalist, essayist, magazine editor, satirist, acerbic critic of American culture (1880 – 1956)

  • What is the matter with the poor is poverty; what is the matter with the rich is uselessness.
    — George Bernard Shaw
    Irish playwright, novelist, music and literary critic (1856 – 1950)

  • Success demands singleness of purpose.
    — Vincent Lombardi
    American NFL football coach

  • A dollar saved is a quarter earned.
    — Oscar Levant
    American pianist, composer, author, comedian, actor (1906 - 1972)

  • Life itself is the proper binge.
    — Julia Child
    American television chef, writer (1912 - 2004)

  • Let me tell you about the very rich. They are different from you and me. They possess and enjoy early, and it does something to them, makes them soft where we are hard, and cynical where we are trustful, in a way that, unless you were born rich, it is very difficult to understand. They think, deep in their hearts, that they are better than we are because we had to discover the compensations and refuges of life for ourselves. Even when they enter deep into our world or sink below us, they still think that they are better than we are. They are different.
    — F. Scott Fitzgerald
    American novelist, short stories writer (1896 – 1940)

  • Work saves us from three great evils: boredom, vice, and need.
    — Voltaire
    French Enlightenment writer, essayist, philosopher (1694 – 1778)

  • We didn't starve, but we didn't eat chicken unless we were sick, or the chicken was.
    — Bernard Malamud
    American novelist (1914 - 1986)

  • I don't care if you're brown, black, green, or from Mars; the one thing that every American believes in and will fight for is freedom. And when that freedom is under assault, particularly by a government, Americans will rally.
    — Rush Limbaugh
    American radio talk show host, writer, entertainer, social commentator

  • I believe in the 'Walmart' school of business. The less people pay, the more they enjoy it.
    — Garth Brooks
    American country singer

  • Have no fear of perfection. You'll never reach it.
    — Salvador Dali
    Spanish Catalan surrealist painter (1904 – 1989)

  • I would feel more optimistic about a bright future for man if he spent less time proving that he can outwit Nature and more time tasting her sweetness and respecting her seniority.
    — E. B. White
    American writer, author of children's books (1899 - 1985)

  • Money is a needful and precious thing—and, when well used, a noble thing—but I never want you to think it is the first or only prize to strive for. I'd rather see you poor men's wives, if you were happy, beloved, contented, than queens on thrones, without self-respect and peace.
    — Louisa May Alcott
    American novelist (1832 – 1888)

  • A penny here, and a dollar there, placed at interest, goes on accumulating, and in this way the desired result is attained. It requires some training, perhaps, to accomplish this economy, but when once used to it, you will find there is more satisfaction in rational saving than in irrational spending.
    — P. T. Barnum
    American showman, circus businessman (1810 – 1891)

  • Short as life is, we make it still shorter by the careless waste of time.
    — Victor Hugo
    French French poet, playwright, novelist, essayist, visual artist, statesman, human rights activist and exponent of the Romantic movement in France (1802 – 1885)

  • Half our life is spent trying to find something to do with the time we have rushed through life trying to save.
    — Will Rogers
    American comedian, humorist, social commentator, vaudeville performer, actor, cowboy (1879 – 1935)

  • There is only one success... to be able to spend your life in your own way, and not to give others absurd maddening claims upon it.
    — Christopher Morley
    American journalist, novelist, essayist, poet (1890 – 1957)

  • If life were fair, Elvis would be alive and all the impersonators would be dead.
    — Johnny Carson
    American television host, comedian, writer (1925 - 2005)

  • Courage is being scared to death... and saddling up anyway.
    — John Wayne
    American actor (1907 – 1979)

  • We should all do what in the long run gives us joy, even if it is only picking grapes or sorting the laundry.
    — E. B. White
    American writer, author of children's books (1899 - 1985)

  • Life is like a ten-speed bicycle. Most of us have gears we never use.
    — Charles M. Schulz
    American cartoonist, illustrator, writer (1922 – 2000)

  • The root of all evil is not money, it's boredom.
    — Paris Hilton
    American heiress, socialite, actress, singer

  • All the world's a stage and most of us are desperately unrehearsed.
    — Sean O'Casey
    Irish dramatist, memoirist (1880 – 1964)

  • A wise man should have money in his head, but not in his heart.
    — Jonathan Swift
    Anglo-Irish satirist, essayist, political pamphleteer (first for Whigs, then for the Tories), poet, cleric; became Dean of St. Patrick's, Dublin (1667 - 1745)

  • You'd be surprised how much it costs to look this cheap!
    — Dolly Parton
    American country singer, songwriter

  • I had a nest egg, but I lost it gambling. I was betting I'd be dead by now.
    — Drew Carey
    American actor, comedian, television host

  • I don't own anything that I'd be afraid to lose. Nothing material is that important.
    — Kelly Clarkson
    American singer, songwriter

  • Mediocrity knows nothing higher than itself, but talent instantly recognizes genius.
    — Sir Arthur Conan Doyle
    British writer, mystery and crime fiction novelist (1859 – 1930)

  • Are you bored with life? Then throw yourself into some work you believe in with all your heart, live for it, die for it, and you will find happiness that you had thought could never be yours.
    — Audrey Hepburn
    Belgian-born, Dutch-raised actress, UNICEF Goodwill Ambassador (1929 - 1993)

  • The quality of a person's life is in direct proportion to their commitment to excellence, regardless of their chosen field of endeavor.
    — Vince Lombardi
    American NFL football coach

  • Welfare's purpose should be to eliminate, as far as possible, the need for its own existence.
    — Ronald Reagan
    American actor, radio announcer, spokesman, Screen Actors Guild president, elected Governor of California, elected President of the United States of America

  • All our dreams can come true—if we have the courage to pursue them.
    — Walt Disney
    American cartoonist, filmmaker, director, voice actor, screenwriter, entrepreneur, philanthropist, businessman (1901 – 1966)

  • How come it's a penny for your thoughts but you have to put your two cents' worth in? Somebody's making a penny.
    — Steven Wright
    American comedian, actor, writer

  • I don't want to make money. I just want to be wonderful.
    — Marilyn Monroe
    American actress, singer, model, international sex symbol (1926 - 1962)

  • Affluence separates people. Poverty knits 'em together. You got some sugar and I don't; I borrow some of yours. Next month you might not have any flour; well, I'll give you some of mine.
    — Ray Charles
    American pianist, rhythm & blues singer (1930 – 2004)

  • I don't believe in pessimism. If something doesn't come up the way you want, forge ahead. If you think it's going to rain, it will.
    — Clint Eastwood
    American actor, film director, producer, elected Mayor of Carmel-by-the-Sea, California

  • When we recall the past, we usually find that it is the simplest things—not the great occasions—that in retrospect give off the greatest glow of happiness.
    — Bob Hope
    English-born American comedian, actor, vaudeville and radio performer, humanitarian; noted for his work with the US Armed Forces and his numerous USO tours to entertain US military personnel during multiple wars (1903 - 2003)

  • I'd rather learn from one bird how to sing than to teach ten thousand stars how not to dance.
    — e. e. cummings
    American poet, painter, essayist, author, playwright (1894 – 1962)

  • I never set out to be the second Mark Spitz. I only wanted to be the first Michael Phelps. I wanted to do something no one had ever done before.
    — Michael Phelps
    American Olympic gold-medal swimming champion; set record for most gold medals won in a single Olympic competition

  • Remember, remember, this is now, and now, and now. Live it, feel it, cling to it. I want to become acutely aware of all I've taken for granted.
    — Sylvia Plath
    American poet, novelist, short story writer (1932 – 1963)

  • It's easy to make a buck. It's a lot tougher to make a difference.
    — Peter Jennings
    Canadian-American journalist, television news anchorman

  • Procrastination is the fear of success... Because success is heavy, it carries a responsibility with it, it is much easier to procrastinate and live on the "someday I'll" philosophy.
    — Denis Waitley
    American motivational speaker, writer

  • We act as though comfort and luxury were the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about.
    — Charles Kingsley
    British novelist, university professor, historian (1819 – 1875)

  • Credit buying is much like being drunk. The buzz happens immediately and gives you a lift... The hangover comes the day after.
    — Dr. Joyce Brothers
    American psychologist, advice columnist, television spokesperson

  • The only disability in life is a bad attitude.
    — Scott Hamilton
    American Olympic gold-medal ice skating champion

  • Money can't buy friends, but it can get you a better class of enemy.
    — Spike Milligan
    Anglo-Irish comedian, writer, musician, poet, playwright (1918 - 2002)

  • I have made the tough decisions, always with an eye toward the bottom line. Perhaps it's time America was run like a business.
    — Donald Trump
    American tycoon, television host, socialite, author

  • I'd like to live like a poor man, only with lots of money.
    — Pablo Picasso
    Andalusian-Spanish painter, draughtsman, sculptor (1881 - 1973)

  • I have great respect for money... I never get over the fact that sometimes I see more money being paid for a meal than my father earned in a week.
    — Sean Connery
    Scottish actor

  • There are people who have money and people who are rich.
    — Coco Chanel
    French fashion designer (1883 - 1971)

  • The times may have changed, but the people are still the same. We're still looking for love, and that will always be our struggle as human beings.
    — Halle Berry
    American actress

  • One doesn't recognize the really important moments in one's life until it's too late.
    — Agatha Christie
    British crime drama novelist, playwright (1890 – 1976)

  • The way I see it, if you want the rainbow, you gotta put up with the rain.
    — Dolly Parton
    American country singer, songwriter

  • Why is there so much month left at the end of the money?
    — John Barrymore
    American actor (1882 – 1942)

  • You build on failure. You use it as a stepping stone. Close the door on the past. You don't try to forget the mistakes, but you don't dwell on it. You don't let it have any of your energy, or any of your time, or any of your space.
    — Johnny Cash
    American country singer, songwriter (1932 - 2003)

  • I've never been poor, only broke. Being poor is a frame of mind. Being broke is only a temporary situation.
    — Mike Todd
    American filmmaker, theater producer (1909 – 1958)

  • If you want to know what God thinks of money, just look at the people he gave it to.
    — Dorothy Parker
    American writer, screenwriter, poet, critic (1893 - 1967)





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